Financing

As low as 0% APR

Get your dream sleep with affordable financing options through Affirm, which lets you pay off a new line of credit over time.

Conventional loan starting at 0% APR
Choose from 6, 12, 18, 24, 36, and 48 month payment plans
Quick + easy pre-qualification
Checking eligibility will not affect your credit score

*0% APR available to qualified customers. Other financing terms might be available. See below.

About Your Rate

Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. For example, a $1000 purchase might cost $90.26/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: Affirm's lending partners. Options depend on your purchase amount, and a down payment may be required.

Frequently Asked Questions

Affirm will do a soft credit check to see what financing options you’re eligible for.
A down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Actual terms may vary. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Visit affirm.com/help for more info.

Affirm has a soft credit check so your credit won’t be affected. Late or missed payments can affect your credit score.

Of course! Whether you choose to finance or not, you can still rest easy knowing you have a 100-night trial. If you do choose to return, you’ll be refunded for the payments you’ve made, minus any interest that has accrued.

We recommend sleeping on your mattress for at least 21 nights, as it takes some time to adjust. If you’re still unsatisfied, call 888-848-2305 to speak with one of our specialists and initiate the return process.