As low as 0% APR
Get your dream sleep with affordable financing options through Affirm, which lets you pay off a new line of credit over time.
- Conventional loan starting at 0% APR
- Choose from 6, 12, 18, 24, 36, and 48 month payment plans
- Quick + easy pre-qualification
- Checking eligibility will not affect your credit
0% APR available to qualified customers. Other financing terms might be available.1
Get your dream sleep without using credit.
Our flexible, lease-to-own solution provides you with instant shopping power.
- Lease up to $5,000 worth of eligible merchandise.
- Just meet some basic income requirements and get an instant approval decision.
- Make payments until you own it or purchase early at a discount – either way it’s yours to keep.

Frequently Asked Questions
Affirm has a soft credit check so your credit won’t be affected. Late or missed payments can affect your credit.
Of course! Whether you choose to finance or not, you can still rest easy knowing you have a 100-night trial. If you do choose to return, you’ll be refunded for the payments you’ve made, minus any interest that has accrued.
We recommend sleeping on your mattress for at least 21 nights, as it takes some time to adjust. If you’re still unsatisfied, call 888-848-2305 to speak with one of our specialists and initiate the return process.
Affirm will do a soft credit check to see what financing options you’re eligible for.
A down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Actual terms may vary. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Visit affirm.com/help for more info.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process.
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Find your perfect mattress
Whole-body health depends on deep sleep — make it a nightly nonnegotiable with the GelFlex Grid.

Still need help deciding?
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1 Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. For example, a $1000 purchase might cost $90.26/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: Affirm's lending partners. Options depend on your purchase amount, and a down payment may be required.