Affirm will do a soft credit check to see what financing options you’re eligible for.
A down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Actual terms may vary. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Visit affirm.com/help for more info.
How does Splitit work?
Choose a monthly installment payment plan that works best for you, ranging from a 2-12 month payment plan.
A pending charge or ‘hold’ will be put on your card for the full purchase amount and will reduce as monthly payments are charged to the card, but don’t worry! The “hold” won’t show as a charge in full on your credit report.
How will using these options effect my credit?
Affirm has a soft credit check so your credit won’t be affected. Late or missed payments can affect your credit score.
Do I still get a 100-day return option when I finance?
Of course! Whether you choose to finance or not, you can still rest easy knowing you have a 100-night trial. If you do choose to return, you’ll be refunded for the payments you’ve made, minus any interest that has accrued,
How do I return my mattress if I finance?
We recommend sleeping on your mattress for at least 21 nights, as it takes some time to adjust. If you’re still unsatisfied, call 888-848-2305 to speak with one of our specialists and initiate the return process.